Couple of weeks ago, third generation Mustang driving dude, tattooed, pierced, no shirt, rear-ends my car, gives me a smug smile, offers "Don't worry, this is what insurance is for, ha-ha-ha", and drives away.
So tell me, why am I not surprised to find out that the bastard is hiding from both my and his own insurance company, which, though puts him into a position of "guilty by default", makes me responsible for paying for the damages that he caused?
And don't you ever tell me stereotypes are wrong.
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